Gillespie James B Jr PLLC The Law Offices Of
SERVING SOUTHEASTERN NORTH CAROLINA
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Hiring a Lawyer for Your Long-Term Disability Case

Admin • February 28, 2017

You have disability insurance through your employer and have been receiving benefits for the past several months due to your disability. However, those benefits will soon run out. Now you must file a Long-Term Disability (LTD) claim.

What is Long-Term Disability?

Long-Term Disability is insurance that protects you from loss of income when you can’t work for a long time. How much you will receive and for how long depends on your employer’s insurance plan.

LTD Companies Are Not on Your Side

LTD insurance companies don’t have your best interests at heart. The Council for Disability Awareness found that 58 percent of LTD claims were denied in 2014. It is not unusual for an LTD investigator to take videos of whatever you do that tends to look like you don’t have the disability you’re claiming. This evidence is then used against you to justify the denial of your claim.

Consider Hiring a Lawyer

North Carolina disability law is complicated. You don’t get to testify at the administrative hearing and you can’t add any medical evidence to your file. The only thing the court decides is whether or not the insurance company abused its discretion by denying your claim. Contact The Law Offices of James B. Gillespie, Jr., PLLC at 910-763-5485 to find out more about disability law.
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